In the UAE since 2018

The UAE, made effortless. Residential and commercial property, land, business setup and residency guidance across the UAE, with a focus on Dubai, Abu Dhabi and Ras Al Khaimah. From Sachin Naluveetil.

Sachin Access is a support system for anybody, anywhere in the world who wants access to the UAE: to move here, live here or invest here. Free plain guides, with the real costs shown first.

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Reply within 24 hoursReal costs firstNo pressure
Since 2018In the UAE, across many communities and areas
24 hoursMy reply to every message
3 emiratesDubai, Abu Dhabi and Ras Al Khaimah
What Sachin Access means

Access to the UAE, for anyone, anywhere.

My name is Sachin Naluveetil, and Sachin Access is a support system for anybody, anywhere in the world looking for access to the UAE. Moving here, living here, investing here: property, business, or anything else you need along the way.

Move here

Where to start, which residency routes exist, what to arrange before you land and in your first weeks.

Live here

Choosing a community that suits your life, renting or buying, and settling in without the usual surprises.

Invest here

Residential and commercial property, land and business, with the real costs and risks on the table before you commit.

I help directly where I can. Where the law needs a licensed professional, I introduce someone I would trust with my own money.

Property I help with

Homes, commercial space and land, across the UAE.

Whether you are buying a home, a unit for your business or a plot to build on, the questions are different. I help with all of it, across the emirates, with a focus on Dubai, Abu Dhabi and Ras Al Khaimah.

Villa with a large swimming pool and arched windows

Residential

  • Apartments
  • Townhouses
  • Villas
  • Mansions

For living in, letting out, or both.

Spacious warehouse interior with a high steel roof

Commercial

  • Shop units
  • Warehouses
  • Industrial units

For your business, with your licence and operation in mind.

Aerial view of a master-planned residential community

Land

  • Plots for commercial projects
  • Plots for residential projects

Where zoning, permits and approvals decide what is possible.

Spacious warehouse interior with a high steel roof
Warehouses
Steel warehouse building with large bay doors
Industrial buildings
Shop fronts on a retail street at dusk
Shop units
Aerial view of a master-planned residential community
Land and master plans

Each type has its own rules, costs and checks. Read the commercial property and land guide or the Dubai buying guide. Property services are provided through a licensed brokerage.

Free guides

Start with the one you need.

Short, plain-English guides for first-time buyers and newcomers. Read them right here. Each one shows where the information comes from and flags anything still to be confirmed.

Business

Free zone or mainland

How to choose a licence that fits your business plan, what each option really involves, and the tax point people skip.

4 min read · free, no sign-upRead the guide →
Coming soon:Moving to the UAE: your first 30 daysCost of living in the UAEOpening a UAE bank account
Three emirates

Where I focus.

Each emirate has its own character, its own rules and its own pace. Years of living across the UAE shaped how I see them.

Two residential towers at sunset with the Burj Khalifa skyline in the distance
Dubai · The most active market

Dubai

The widest choice and the most listings to compare, with clear freehold areas for foreigners. That also makes it noisy, so I help you cut through it.

Townhouses beside a lake at sunset in a landscaped community
Abu Dhabi · The calm capital

Abu Dhabi

Quieter, more composed, more particular. For people who want order and calm, with a clear read on how ownership works.

Two towers on a beach island at sunset
Ras Al Khaimah · Room to breathe

Ras Al Khaimah

Mountains behind, coast in front, and a long story still being written. The emirate I am building my own life toward.

A look at what is out there

The kinds of homes I help people find.

Illustrative images of the styles and settings you will meet across the UAE. They are not listings, offers or projects marketed by Sachin Access.

Terracotta-roofed townhouses under a clear blue sky
Townhouses
Double-height living room with a view over the Dubai Marina skyline
Penthouses
Residential terrace with an infinity pool and a view of the Burj Khalifa
Terraces with a view
Aerial view of beachfront residences at sunrise
Beachfront residences
Villa with a private pool and shaded terrace
Resort-style villas
Double-height courtyard with arched windows and a pool
Mansions
Residential tower beside a lake at dusk
Lakeside living
Townhouses and a landscaped park under a clear sky
Gated communities
Villa interior mixing classic gold detailing with modern stone finishes
Classic meets modern
Waterfront towers reflected in calm water at sunset
Waterfront towers
Clubhouse with a swimming pool surrounded by palms
Clubhouses and pools
Illustration of a waterfront community with a marina
Waterfront communities
Balcony view over the sea at sunset
Sea views
The market, in one number

AED 682.5BDubai property sales in 2025, up from AED 522.4 billion in 2024.

Source: Gulf News, citing Dubai Land Department data.

A big, fast market is also a loud one. Urgent adverts, hype and conflicting advice make it hard to know what is true. You do not need more noise. You need a calm, honest second opinion.

What worries buyers

The real worries, and what I do about each.

Hidden costs

"What is this really going to cost me?"

What I do: I list every cost in writing before you commit: transfer and registration fees, agency fees, mortgage costs, service charges and what they cover.

Delays and off-plan risk

"What if it is not finished, or finished late?"

What I do: I check the developer's delivery history, how your payments are protected and the handover terms, and I tell you the downside as clearly as the upside.

Trust

"Who can I believe in all this noise?"

What I do: I show my sources, flag what is unconfirmed, and tell you how I am paid before we start. No countdowns, no fake scarcity.

Confusing rules

"Can I even buy here? What about the visa?"

What I do: I explain ownership rules by emirate and the Golden Visa path in plain words, and check the current requirements with you before you buy.

Being far away

"I do not live there. How do I do this safely?"

What I do: I coordinate viewings, documents and the process remotely, and keep you informed at every step in one WhatsApp thread.

Pressure

"I do not want to be rushed into a mistake."

What I do: You set the pace. I will tell you plainly when something is not right for you, even if it means no deal.

The Golden Visa path

Residency through property, step by step.

Many investors want long-term residency alongside a property. Here is how the path usually runs, so you know what to ask before you buy.

  1. Check your route

    Property, business and other routes exist. I help you see which fits you.

  2. Choose the right asset

    Property routes usually depend on the value and status of what you hold. Details can apply to mortgages and off-plan.

  3. Prepare documents

    A checklist for you and your family, so nothing is missed.

  4. Apply

    Through the official channel, with an authorised service provider where needed.

  5. Bring your family

    Spouse and children can usually be added. Conditions apply.

I explain the path and introduce you to authorised providers. I do not guarantee approvals, and thresholds and rules change, so I confirm the current requirements with you before you commit. Read the full Golden Visa guide

Business setup

Free zone or mainland? It depends.

After years working in a free zone, I know how often the wrong licence gets chosen. Here is the short version of how they differ.

Free zone compared with mainland company in the UAE
TopicFree zoneMainland
Where you tradeMainly inside the zone and abroad. Selling into the wider UAE usually needs an extra step.Anywhere in the UAE.
OfficeOften a flexible desk or shared space.Usually a leased physical address.
OwnershipUsually full foreign ownership.Full foreign ownership is now allowed for most activities.
ActivitiesEach zone permits specific activities.A wide range, some need extra approvals.
VisasDepend on the zone's package and space.Depend on the office and the licence.
Often suitsOnline, holding, or businesses serving clients abroad.Businesses selling to UAE customers or dealing with local companies.
End-to-end support

From your first question to the keys, and after.

Before anything

Understand

We talk through your goals, budget, timeline and family. You leave knowing which route fits you, in plain words.

Fewer, better options

Shortlist

I narrow it to the few that fit, with the real cost and the trade-offs of each.

Before you commit

Check

Developer record, title type, payment plan and protections, service charges, and what is built versus only planned. For commercial and land: zoning, permitted use, approvals and utilities.

The paperwork

Buy

Offer, contract, payments, mortgage and registration, coordinated with the licensed professionals involved.

Handover and residency

Settle

Handover checks, utilities, and the Golden Visa path or business licence if you need them.

Still here

Afterwards

Renting, selling, or your next purchase. You keep one person to ask.

I coordinate this with licensed brokerages, lawyers and service providers. Each licensed activity is carried out by the licensed party, and I tell you who does what.

Portrait of Sachin Naluveetil, founder of Sachin Access
About Sachin Naluveetil

I started somewhere else.

2018I first arrived in the UAE in 2018 and have lived across a variety of its communities and areas since. That time has taught me what no brochure shows: which neighbourhood suits which life, what everyday costs really add up to, and how things work once you arrive.

Twelve years across four industries taught me the same thing: every effortless experience is someone's obsession with detail, out of sight.

E-commerceHow things get found, chosen and delivered, and why the detail is the experience.
MediaHow to build for people walking in, where nothing gets a second take.
MarketingWhat makes people trust a name, and what makes them stop. Including time in a free zone.
TechnologyHow to move faster and see further into the numbers. I build with AI.
The turning point

For years I worked hard inside good companies and still felt my time was worth more than I was being paid. I did not yet know how to change that.

Three years ago I started reading, and learning from people who think clearly about leverage and judgment. Naval Ravikant is one of the voices that shaped me. It changed how I see work: you are paid for what you know and the decisions you get right, not for the hours you give.

That is how I work now. My knowledge, applied to your decision, with the real cost first. Sachin Access is the person I would have wanted to call.

How I work

Three rules, no exceptions.

The real cost, first.

Fees, service charges and the numbers you would otherwise find later, on the table from the first conversation.

No pressure.

You set the pace. I make it easy to say yes, and easy to say not yet.

Plain about money.

Before we start, I tell you exactly how I am paid.

Questions

Plain answers to real questions.

What is Sachin Access?

Sachin Access is a support system for anybody, anywhere in the world who wants access to the UAE: to move here, live here or invest here. It was founded by Sachin Naluveetil, who first arrived in the UAE in 2018. I help directly where I can, and I introduce licensed professionals where the law requires.

Who is Sachin Access for?

Anyone looking at the UAE from anywhere: newcomers planning a move, residents who want to buy a home, investors, and business owners choosing a licence. You do not need to live here, and you do not need a big budget to ask a question.

What kinds of property do you help with?

Residential property (apartments, townhouses, villas and mansions), commercial property (shop units, warehouses and industrial units) and land for both commercial and residential projects, across the UAE's emirates, with a focus on Dubai, Abu Dhabi and Ras Al Khaimah. Property services are provided through a licensed brokerage.

Can foreigners buy commercial property, warehouses or land in the UAE?

In many cases, yes, but it depends on the emirate and the zone. Foreigners can generally own commercial units in designated freehold areas, while warehouses and industrial space are often leased, and land depends on zoning and permits. I check what you can own or lease for your specific plan before you commit.

Can foreigners buy property in the UAE?

Yes, in designated freehold areas, in Dubai, Abu Dhabi and Ras Al Khaimah. Which areas and what rules apply differ by emirate, so I check the specific project before you go further.

How much does it cost to buy property in Dubai beyond the price?

In Dubai, the main government transfer fee is typically around 4% of the price, and agency fees are commonly around 2%. Other charges apply, such as registration, trustee and mortgage fees, and service charges after you own. I give you the full list for your specific purchase before you commit.

Can I buy property in the UAE without living there?

Yes. Many buyers do it remotely. It needs the right documents and a clear process, which is where I help.

Off-plan or ready property: how do I choose?

It depends on your timeline, your budget and how much risk you want. Ready homes can be lived in or let now. Off-plan usually offers payment plans and later handover. I walk you through the trade-offs for your situation.

What is a service charge?

An annual fee for maintaining a building or community and its shared facilities. It is paid on top of the price and varies widely, so it should be part of any comparison.

Can I get a Golden Visa by buying property?

A property worth at least AED 2 million is the usual starting point on the official Dubai and Abu Dhabi pages, with conditions on mortgages and off-plan purchases. Thresholds and rules change, so I confirm the current requirements before you buy.

Should I choose a free zone or a mainland company?

It depends on what your business does, who your customers are, and your budget. See the comparison on this page, and ask me to look at your plan.

Why Dubai, Abu Dhabi and Ras Al Khaimah?

These are the three emirates I focus on, each with its own character, rules and pace. I help clients in other places too, as their needs require.

Do you guarantee returns, price rises or visa approvals?

No. Nobody honestly can. I show you the real numbers and the real risks, and the decision is always yours.

How do you get paid?

I tell you in writing, before we start. That is a rule of how I work.

How fast will you reply?

I reply to every message within 24 hours.

Contact

Start a conversation.

Tell me what you have in mind. I reply to every message within 24 hours, with no pressure and no obligation.

Ask Sachin on WhatsApp